Buy a Home in South Florida | White Glove Help

Before you start looking for a home you should ask yourself a few questions:

Looking For a Home
Don’t buy a home without reading this Buyer’s Guide
Location

Where do you want to live? Are there particular neighborhoods or communities that you like?

Home Preferences

What kind of house would you like (need)? Are you looking for a particular style? How many bedrooms and bathrooms do you want?

Lifestyle & Functionality

Is a home office a necessity? Do you need a bonus room or flex-room?

Entertainment

Do you entertain often? Is a home suitable for entertaining something you’re looking for?

Outdoor Features

Do you want a yard, pool, gated or guard gated community?

Outdoor Features

Do you want a yard, pool, gated or guard gated community?

Mortgage Calculator

MIGUEL MARIA TEAM

Estimate Your Monthly Payment

Enter the numbers below to estimate your monthly payment. This is an approximation. For a real pre-approval in South Florida, let’s review your specific case.

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2 decimals (example: 10.50).
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3 decimals (example: 6.500).
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Applied to principal based on the selected frequency.
If extra payment is $0, frequency won’t affect results.

Base Monthly Payment (Principal + Interest): $0

Taxes + Insurance per month (estimated): $0

Monthly Association Fee: $0

Total Estimated Monthly Payment: $0


Estimated Cash to Close (Down Payment): $0

Thinking of Selling after Buying?

Visit our Sell a Home in Florida page.

Frequently Asked Questions

It depends on the loan type and your financial profile. There are programs starting at around a 3.5% down payment for qualified buyers, as well as higher down payment options for investors or ITIN purchases. At the MIGUEL MARIA TEAM, we review your specific situation and guide you on what you truly need.

For a financed purchase, a typical closing takes about 30 to 45 days from offer acceptance, as long as documents are submitted on time. Cash purchases can close faster. We coordinate every step to avoid delays.

New construction often offers modern finishes and lower initial maintenance, but may involve longer delivery timelines and additional costs. Move-in ready homes allow faster occupancy and stronger negotiation depending on market conditions. We help you evaluate which option best fits your goals and budget.

A strong pre-approval, clear terms, and a well-designed offer strategy make all the difference. We analyze comparables, terms, and risks to help you submit a competitive offer without overexposing yourself.

The inspection evaluates the physical condition of the property (structure, electrical, plumbing, roof, air conditioning, and more) to identify potential issues. The appraisal is completed by a licensed appraiser to estimate market value, which is critical for the lender and for you to buy with confidence. The MIGUEL MARIA TEAM guides you through reviewing both reports.

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Ready to Buy in South Florida?

Let’s talk about your goals, our team is here to guide you through every step.