{"id":3270,"date":"2026-08-13T18:00:45","date_gmt":"2026-08-13T18:00:45","guid":{"rendered":"https:\/\/miguelmariateam.com\/?page_id=3270"},"modified":"2026-08-13T21:24:29","modified_gmt":"2026-08-13T21:24:29","slug":"frequently-ask-questions","status":"publish","type":"page","link":"https:\/\/miguelmariateam.com\/es\/frequently-ask-questions\/","title":{"rendered":"Frequently Ask Questions"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-4dad4054 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<!-- ============================================================\n  FAQ PAGE (ENGLISH) \u2014 MIGUEL MARIA TEAM\n  NO-JAVASCRIPT VERSION \u2014 tabs and accordion work with pure HTML\/CSS\n  (radio buttons + <details>\/<summary>). This is immune to caching \/\n  JS-optimization plugins like LiteSpeed Cache breaking the dropdowns.\n\n  Instructions:\n  1. In Hostinger, create a new page called \"FAQ\".\n  2. Edit that page with the block editor and add a \"Custom HTML\" block.\n  3. Paste this ENTIRE code inside that block.\n  4. Add the page to the main menu (Appearance > Menus) wherever you want it to appear.\n  5. 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}\n\n  @media (max-width: 640px) {\n    #mmt-faq .faq-hero h1 { font-size: 30px; }\n    #mmt-faq .faq-video-grid { grid-template-columns: 1fr; }\n    #mmt-faq .faq-tabs { gap: 8px; }\n    #mmt-faq .faq-tab-btn { flex: 1 1 auto; font-size: 13px; padding: 12px 14px; }\n    #mmt-faq .faq-form-row { flex-direction: column; }\n  }\n<\/style>\n\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600&#038;family=Poppins:wght@600;700&#038;display=swap\" rel=\"stylesheet\">\n\n<div id=\"mmt-faq\">\n\n  <!-- HERO -->\n  <section class=\"faq-hero\">\n    <h1>Frequently Asked Questions<\/h1>\n    <p>Answers to the most common questions about buying, selling, and relocating to South Florida with MIGUEL MARIA TEAM.<\/p>\n  <\/section>\n\n  <div class=\"faq-tabs-wrap\">\n    <!-- Hidden radios drive which panel shows below, pure CSS -->\n    <input type=\"radio\" name=\"faqtab\" id=\"tab-buying-radio\" class=\"tab-radio\" checked>\n    <input type=\"radio\" name=\"faqtab\" id=\"tab-selling-radio\" class=\"tab-radio\">\n    <input type=\"radio\" name=\"faqtab\" id=\"tab-relocation-radio\" class=\"tab-radio\">\n\n    <!-- TABS -->\n    <div class=\"faq-tabs\">\n      <label for=\"tab-buying-radio\" class=\"faq-tab-btn\">Buying<\/label>\n      <label for=\"tab-selling-radio\" class=\"faq-tab-btn\">Selling<\/label>\n      <label for=\"tab-relocation-radio\" class=\"faq-tab-btn\">Relocation<\/label>\n    <\/div>\n\n    <!-- CONTENT -->\n    <div class=\"faq-content\">\n\n      <!-- BUYING -->\n      <div class=\"faq-section\" id=\"panel-buying\">\n        <h2 class=\"faq-section-title\">Buying a home<\/h2>\n\n        <details class=\"faq-item\">\n          <summary>What&#8217;s the first step to buying a home? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">The first step is getting pre-approved for a mortgage with a lender. This shows you how much you can qualify to borrow and puts you in a stronger position once you find a property you like.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>Do I need pre-approval before I start house hunting? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Yes, it&#8217;s recommended. Pre-approval defines your real budget and shows sellers you&#8217;re a serious buyer, which matters especially in a competitive market.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How much down payment do I need? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">It depends on the loan type. There are conventional, FHA, VA and other programs with different minimum down payment percentages. Your lender can explain which option fits your situation best.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What is a home inspection and why does it matter? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">It&#8217;s a professional evaluation of the property&#8217;s physical condition (roof, plumbing, electrical, structure, among others) before closing. It lets you identify issues and negotiate repairs or adjustments before finalizing.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How long does it take to close on a home? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Closing time varies based on the type of financing and the complexity of the transaction. Your agent and lender will give you an estimated timeline once you have a signed contract.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What closing costs should I expect as a buyer? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Closing costs can include appraisal, inspection, title insurance, lender fees and other administrative charges. Your lender will give you a detailed estimate (Loan Estimate) early in the process.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>Can I buy a home if my credit isn&#8217;t perfect? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">There are financing programs designed for different credit profiles. It&#8217;s best to speak with a lender to review your specific situation and the options available to you.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What&#8217;s the difference between pre-qualification and pre-approval? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Pre-qualification is an initial estimate based on information you provide. Pre-approval involves a more formal review of your financial documents by the lender and carries more weight with sellers.<\/p>\n        <\/details>\n      <\/div>\n\n      <!-- SELLING -->\n      <div class=\"faq-section\" id=\"panel-selling\">\n        <h2 class=\"faq-section-title\">Selling a home<\/h2>\n\n        <details class=\"faq-item\">\n          <summary>How much is my home worth? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Value is determined by comparing your property to recent sales of similar homes in your area (comparables), plus current market conditions. A market analysis (CMA) gives you an accurate estimate.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How long does it take to sell a home? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Time on market depends on factors like price, condition, location and current demand. Your agent can give you an estimate based on recent trends in your area.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What repairs should I make before selling? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Not every repair pays off. It&#8217;s best to prioritize fixes that affect first impressions (paint, deep cleaning, small visible repairs) and check with your agent before investing in major renovations.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How is the listing price determined? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">It&#8217;s based on a comparative market analysis (CMA) that reviews recently sold comparable properties, active competing listings, and current supply and demand conditions.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What closing costs should I expect as a seller? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Typical costs include agent commission, title transfer taxes, and in some cases concessions negotiated with the buyer. Your agent will give you an estimate (net sheet) before listing.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>Do I need to be present during showings? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Generally it&#8217;s neither necessary nor recommended. Buyers tend to feel more comfortable exploring the property without the seller present, which makes for a more honest evaluation.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What is a cash offer and how does it work? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">It&#8217;s a purchase offer that doesn&#8217;t depend on mortgage loan approval, which generally allows for a faster closing with fewer contingencies than a financed purchase.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>When should I start packing and planning my move? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">It&#8217;s a good idea to start organizing your move as soon as you accept an offer, since the closing date usually sets the deadline to hand over the property.<\/p>\n        <\/details>\n      <\/div>\n\n      <!-- RELOCATION -->\n      <div class=\"faq-section\" id=\"panel-relocation\">\n        <h2 class=\"faq-section-title\">Relocation<\/h2>\n\n        <details class=\"faq-item\">\n          <summary>Can I buy a home from another state or country? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Yes. Many buyers complete most of the process remotely with their agent&#8217;s help: video walkthroughs, electronic document signing, and remote coordination with the lender and title company.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>Can I view properties virtually before I move? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Yes, we can coordinate video call walkthroughs, photos and detailed videos of the properties you&#8217;re interested in before you arrive in the area.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What should I know before moving to South Florida? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Important things to research include neighborhoods that fit your lifestyle, commute times, schools if you have children, local property taxes, and insurance (including hurricane coverage).<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How does relocating affect my financing process? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Your lender may require additional documentation related to your new job or income, especially if you&#8217;re relocating for work. It&#8217;s a good idea to talk to a lender early in the process.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>Do I need to be physically present to sign at closing? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Not always. Depending on the transaction, there are options for remote signing or signing by power of attorney. Your agent and the title company can walk you through the options available.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What documentation do I need if I&#8217;m coming from another country? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Requirements vary based on your immigration status and the type of financing. It&#8217;s important to consult a specialized lender to find out the specific documentation for your case.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How do I choose a neighborhood if I don&#8217;t know the area? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Your agent can guide you based on your priorities (proximity to work, schools, lifestyle, budget) and help you compare different South Florida areas before you decide.<\/p>\n        <\/details>\n      <\/div>\n\n    <\/div>\n  <\/div>\n\n  <!-- VIDEOS -->\n  <section class=\"faq-videos\">\n    <div class=\"faq-videos-inner\">\n      <h2>Video resources<\/h2>\n      <p>More information on video about the buying and selling process.<\/p>\n      <div class=\"faq-video-grid\">\n        <div class=\"faq-video-wrap\">\n          <iframe src=\"https:\/\/www.youtube.com\/embed\/8XISOZWRFD8\" title=\"MIGUEL MARIA TEAM video\" allowfullscreen><\/iframe>\n        <\/div>\n        <div class=\"faq-video-wrap\">\n          <iframe src=\"https:\/\/www.youtube.com\/embed\/Rbf-jPoUPng\" title=\"MIGUEL MARIA TEAM video\" allowfullscreen><\/iframe>\n        <\/div>\n        <div class=\"faq-video-wrap\">\n          <iframe src=\"https:\/\/www.youtube.com\/embed\/WPO_HTePgoY\" title=\"MIGUEL MARIA TEAM video\" allowfullscreen><\/iframe>\n        <\/div>\n        <div class=\"faq-video-wrap\">\n          <iframe src=\"https:\/\/www.youtube.com\/embed\/Gnx0fBF9FV0\" title=\"MIGUEL MARIA TEAM video\" allowfullscreen><\/iframe>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- CTA \/ CONTACT FORM \u2014 plain native POST, no JS\/fetch involved -->\n  <section class=\"faq-cta\">\n    <p>Have a question that&#8217;s not here?<\/p>\n\n    <form class=\"faq-contact-form\" action=\"https:\/\/formspree.io\/f\/xlgqgqjb\" method=\"POST\">\n      <input type=\"hidden\" name=\"_next\" value=\"https:\/\/miguelmariateam.com\/frequently-ask-questions\/?sent=1\">\n      <div class=\"faq-form-row\">\n        <input type=\"text\" name=\"first_name\" required placeholder=\"First name\">\n        <input type=\"text\" name=\"last_name\" required placeholder=\"Last name\">\n      <\/div>\n      <input type=\"tel\" name=\"phone\" required placeholder=\"Phone number\">\n      <input type=\"email\" name=\"email\" required placeholder=\"Email\">\n      <textarea name=\"message\" rows=\"4\" required placeholder=\"Write your question\"><\/textarea>\n      <label class=\"faq-form-consent\">\n        <input type=\"checkbox\" name=\"consent\" required>\n        <span>I agree to let MIGUEL MARIA TEAM use my information to contact me about my inquiry.<\/span>\n      <\/label>\n      <button type=\"submit\">Send<\/button>\n    <\/form>\n  <\/section>\n\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-8d2f15e3 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<p class=\"has-small-font-size\"><em>The information provided on this page is for general informational purposes only and does not constitute legal, financial, tax, or real estate advice. While we strive for accuracy, MIGUEL MARIA TEAM makes no representations or warranties about the completeness, reliability, or applicability of this information to your specific situation. Real estate laws, financing programs, and closing procedures vary by transaction and can change without notice. Before making any decisions, please consult a licensed attorney, mortgage lender, tax professional, or other qualified expert. MIGUEL MARIA TEAM and its agents are not liable for any actions taken based on the content of this page.<\/em><\/p>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-87b39ed8 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\"><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions Answers to the most common questions about buying, selling, and relocating to South Florida with MIGUEL MARIA TEAM. Buying Selling Relocation Buying a home What&#8217;s the first step to buying a home? + The first step is getting pre-approved for a mortgage with a lender. 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