{"id":3270,"date":"2026-08-13T18:00:45","date_gmt":"2026-08-13T18:00:45","guid":{"rendered":"https:\/\/miguelmariateam.com\/?page_id=3270"},"modified":"2026-08-18T19:06:26","modified_gmt":"2026-08-18T19:06:26","slug":"frequently-ask-questions","status":"publish","type":"page","link":"https:\/\/miguelmariateam.com\/es\/frequently-ask-questions\/","title":{"rendered":"Frequently Ask Questions"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-4dad4054 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<!-- ============================================================\n  FAQ PAGE (ENGLISH) \u2014 MIGUEL MARIA TEAM\n  NO-JAVASCRIPT VERSION \u2014 tabs and accordion work with pure HTML\/CSS\n  (radio buttons + <details>\/<summary>). This is immune to caching \/\n  JS-optimization plugins like LiteSpeed Cache breaking the dropdowns.\n\n  Instructions:\n  1. 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}\n\n  \/* DISCLAIMER *\/\n  #mmt-faq .faq-disclaimer {\n    max-width: 820px;\n    margin: 0 auto;\n    padding: 0 24px 60px;\n    text-align: center;\n  }\n  #mmt-faq .faq-disclaimer p {\n    font-size: 12px;\n    line-height: 1.6;\n    color: #8a8a8a;\n  }\n\n  @media (max-width: 640px) {\n    #mmt-faq .faq-hero h1 { font-size: 30px; }\n    #mmt-faq .faq-video-grid { grid-template-columns: 1fr; }\n    #mmt-faq .faq-tabs { gap: 8px; }\n    #mmt-faq .faq-tab-btn { flex: 1 1 auto; font-size: 13px; padding: 12px 14px; }\n    #mmt-faq .faq-form-row { flex-direction: column; }\n  }\n<\/style>\n\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600&#038;family=Poppins:wght@600;700&#038;display=swap\" rel=\"stylesheet\">\n\n<div id=\"mmt-faq\">\n\n  <!-- HERO -->\n  <section class=\"faq-hero\">\n    <h1>Frequently Asked Questions<\/h1>\n    <p>Answers to the most common questions about buying, selling, and relocating to South Florida with MIGUEL MARIA TEAM.<\/p>\n  <\/section>\n\n  <div class=\"faq-tabs-wrap\">\n    <!-- Hidden radios drive which panel shows below, pure CSS -->\n    <input type=\"radio\" name=\"faqtab\" id=\"tab-buying-radio\" class=\"tab-radio\" checked>\n    <input type=\"radio\" name=\"faqtab\" id=\"tab-selling-radio\" class=\"tab-radio\">\n    <input type=\"radio\" name=\"faqtab\" id=\"tab-relocation-radio\" class=\"tab-radio\">\n\n    <!-- TABS -->\n    <div class=\"faq-tabs\">\n      <label for=\"tab-buying-radio\" class=\"faq-tab-btn\">Buying<\/label>\n      <label for=\"tab-selling-radio\" class=\"faq-tab-btn\">Selling<\/label>\n      <label for=\"tab-relocation-radio\" class=\"faq-tab-btn\">Relocation<\/label>\n    <\/div>\n\n    <!-- CONTENT -->\n    <div class=\"faq-content\">\n\n      <!-- BUYING -->\n      <div class=\"faq-section\" id=\"panel-buying\">\n        <h2 class=\"faq-section-title\">Buying a home<\/h2>\n\n        <details class=\"faq-item\">\n          <summary>What&#8217;s the first step to buying a home? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">The first step is getting pre-approved for a mortgage with a lender. This shows you how much you can qualify to borrow and\/or how much you feel comfortable paying as a monthly payment, as well as putting you in a stronger position once you find a property you like.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How many properties do I have to visit before making a decision? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">In our experience, and after our initial Buyer&#8217;s Consultation, our buyers find their perfect home by touring 5-10 properties \u2014 in many cases, it&#8217;s the first home they visit. If after touring ten properties we still haven&#8217;t found the right home for you, we may need to revisit our Buyer Consultation, since we may have missed some information or something may have changed that we&#8217;re not aware of.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>Do I need pre-approval before I start house hunting? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Yes, it&#8217;s recommended. Pre-approval defines your real budget and shows sellers you&#8217;re a serious buyer, which matters especially in a competitive market, particularly in a multiple-offer scenario.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How much down payment do I need? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">It depends on the loan type. There are conventional, FHA, VA, as well as other programs with different minimum down-payment percentages. Your lender can explain which option best fits your situation \u2014 some scenarios are even available with no down payment required.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What is a home inspection and why does it matter? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">It&#8217;s a professional evaluation of the property&#8217;s physical condition (roof, plumbing, electrical, structure, among others) before closing. It lets you identify issues and negotiate repairs or adjustments before finalizing.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How long does it take to close on a home? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Closing time varies based on the type of financing and the complexity of the transaction. Your agent and lender will give you an estimated timeline once you have a signed contract. In most cases, on a &#8220;cash&#8221; transaction where no loan is involved, we could close in as few as 10 days. For loan-related transactions, we can close in as fast as 20 days, with most transactions closing within 30-40 days.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>When can I move into my new home? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">I like to say there are 3-4 parts to a closing. First is wiring the necessary funds to the title company \u2014 this information will be provided by the title company and verified with your lender. We recommend wiring the funds the day before closing; title will hold the funds and only disburse them with your authorization, and wiring a day early helps avoid delays. Next, a final walkthrough of the property is scheduled to confirm it&#8217;s in the same condition as when your offer was accepted, and that any repairs or improvements agreed to during negotiations were completed. From there, it&#8217;s signing, closing, and funding \u2014 the disbursement of funds from title to the seller. Once title confirms the funds have been received by the seller, the transaction has officially closed and funded. Then it&#8217;s time to celebrate \u2014 you&#8217;ll receive your keys and can officially move in! Remember to set up your utilities ahead of time, and request at least two copies of your deed and Closing Disclosure (CD) from title so you can set up water service and get gate access (or a temporary card\/code) if the property is in a gated community.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What closing costs should I expect as a buyer? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Closing costs can include appraisal, inspection, title insurance, lender fees and other administrative charges. Your lender will give you a detailed estimate (Loan Estimate) early in the process.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>Can I buy a home if my credit isn&#8217;t perfect? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">There are financing programs designed for different credit profiles. It&#8217;s best to speak with a lender to review your specific situation and the options available to you.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What&#8217;s the difference between pre-qualification and pre-approval? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Pre-qualification is an initial estimate based on information you provide. Pre-approval involves a more formal review of your financial documents by the lender and carries more weight with sellers.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What is a 1031 Exchange? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">An IRS 1031 exchange is a tax-saving tool. It lets real estate investors sell a business or investment property and buy a new &#8220;like-kind&#8221; property with the proceeds, delaying capital gains tax. It&#8217;s named after Section 1031 of the Internal Revenue Code. In simple words, it&#8217;s a tax-deferred method \u2014 not a tax-forgiven one. There are certain rules and timelines that must be met, such as replacing the property with a &#8220;like-kind&#8221; property, a 45-day identification window, a 180-day purchase window, using a Qualified Intermediary, and reinvestment requirements, among others. It&#8217;s a great tool to defer taxes if your plan is to continue investing in real estate. For more information, see the <a href=\"https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/like-kind-exchanges-real-estate-tax-tips\" target=\"_blank\" rel=\"noopener\">IRS&#8217;s official page on like-kind exchanges<\/a>.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>When can I start shopping for furniture? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">You can definitely start your research! But do NOT \u2014 I repeat, do NOT \u2014 make any large purchases. And I mean any purchase above $100\u2026 LOL, yes! No purchases higher than $100 on your credit card. Your lender will review your credit 2-3 times before closing and giving final approval, and will often re-check it one more time the day of or right before closing to make sure nothing has changed. During the loan process, we highly advise against using your credit cards, shopping for a car, or even changing jobs, since any of these could result in your loan being denied.<\/p>\n        <\/details>\n      <\/div>\n\n      <!-- SELLING -->\n      <div class=\"faq-section\" id=\"panel-selling\">\n        <h2 class=\"faq-section-title\">Selling a home<\/h2>\n\n        <details class=\"faq-item\">\n          <summary>How much is my home worth? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Value is determined by comparing your property to recent sales of similar homes in your area \u2014 what&#8217;s known in the industry as &#8220;comparable sales&#8221; \u2014 in addition to current market conditions. A careful study of this information, the condition of the property, active listings, and comparable sales will determine how much you can sell your property for, which is why MIGUEL MARIA&#8217;s knowledge and previous appraiser experience comes in handy in these types of situations.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How long does it take to sell a home? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Time on market depends on factors like price, condition, location, and current supply and demand. It also depends on the type of property, price range, and other factors. Your agent will be able to assess this and present it to you based on current market data and recent trends specific to your property&#8217;s location, type, price range, and condition.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What repairs should I make before selling? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Not every repair pays off. It&#8217;s best to prioritize fixes that affect first impressions, such as painting, deep cleaning, decluttering, and small visible repairs. A quick visit to the house will allow your agent to advise you on where those marketing dollars are best spent and where you&#8217;ll see the highest return.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How is the listing price determined? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Ultimately, the listing price is determined by the seller. With that said, it&#8217;s important that the seller follow the recommendations of the agent, who is the industry expert. Data on recent comparable sales, pending transactions, current active inventory, as well as expired and canceled listings, will determine the best and most probable sale price for your property \u2014 which is why the agent&#8217;s knowledge and experience are so important when it comes to determining the price.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What closing costs should I expect as a seller? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Typical costs include agent commission, title transfer taxes, lien search, title search, association estoppel fees, additional legal fees, and in some cases, concessions negotiated with the buyer. Your agent will provide a Net Sheet, which gives a close approximation of your walk-away cash. Keep in mind you may need to deduct your loan payoff if that information wasn&#8217;t provided to your agent.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>Do I need to be present during showings? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Generally, it&#8217;s neither necessary nor recommended. Buyers tend to feel more comfortable exploring a property without the seller \u2014 or even the seller&#8217;s agent \u2014 present. Think about it: when a salesperson at a store asks, &#8220;Can I help you with anything?&#8221; your typical response is &#8220;No, I&#8217;m just looking&#8221;&#8230; it&#8217;s the same concept here. We follow up on every showing so we can give our sellers feedback at least once a week.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What is a cash offer and how does it work? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">It&#8217;s a purchase offer that doesn&#8217;t depend on mortgage loan approval and generally doesn&#8217;t require, or isn&#8217;t subject to, an appraisal. This generally allows for a faster closing with fewer contingencies than a financed purchase.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>When should I start packing and planning my move? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">It&#8217;s a good idea to start organizing and packing your non-essentials the moment you start thinking about putting your property up for sale. One of the first things MIGUEL MARIA will recommend on his first visit is to declutter \u2014 you can start boxing things and placing them in the garage when possible, after all, you&#8217;re moving! Then, as MIGUEL likes to put it, one of the biggest milestones in a real estate transaction is once the appraisal has been received and the buyer&#8217;s loan has been approved. To be clear, this isn&#8217;t the moment to research who, when, or how much the move will cost \u2014 this is the moment to finalize the details and set a date.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>When should I move out of my property? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Legally, the closing date belongs to the buyer. Although not required, it&#8217;s standard practice for the buyer to do a &#8220;walkthrough&#8221; of the property to check its condition \u2014 typically done the same day as closing, right before heading to the title company. To avoid any delays, we highly suggest being out no later than the day before closing.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What is a 1031 Exchange? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">An IRS 1031 exchange is a tax-saving tool. It lets real estate investors sell a business or investment property and buy a new &#8220;like-kind&#8221; property with the proceeds, delaying capital gains tax. It&#8217;s named after Section 1031 of the Internal Revenue Code. In simple words, it&#8217;s a tax-deferred method \u2014 not a tax-forgiven one. There are certain rules and timelines that must be met, such as replacing the property with a &#8220;like-kind&#8221; property, a 45-day identification window, a 180-day purchase window, using a Qualified Intermediary, and reinvestment requirements, among others. It&#8217;s a great tool to defer taxes if your plan is to continue investing in real estate. For more information, see the <a href=\"https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/like-kind-exchanges-real-estate-tax-tips\" target=\"_blank\" rel=\"noopener\">IRS&#8217;s official page on like-kind exchanges<\/a>.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What is FIRPTA? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">The IRS worries that a foreign seller could take their sale proceeds and leave the country without paying capital gains tax. So instead of trusting the seller to pay later, the title company will typically withhold 15% of the sale price. There are certain exceptions and other details to consider. For more information, see the <a href=\"https:\/\/www.irs.gov\/individuals\/international-taxpayers\/definitions-of-terms-and-procedures-unique-to-firpta\" target=\"_blank\" rel=\"noopener\">IRS&#8217;s official FIRPTA page<\/a>.<\/p>\n        <\/details>\n      <\/div>\n\n      <!-- RELOCATION -->\n      <div class=\"faq-section\" id=\"panel-relocation\">\n        <h2 class=\"faq-section-title\">Relocation<\/h2>\n\n        <details class=\"faq-item\">\n          <summary>Can I buy a home from another state or country? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Yes, absolutely. We&#8217;ve helped hundreds of buyers acquire properties out of state and out of the country without ever setting foot on the property, in the neighborhood, or even in the US. You don&#8217;t even need a US visa to invest and take advantage of the opportunities South Florida real estate has to offer. Nowadays, there are a lot of tools at our disposal to make the transaction smooth and convenient \u2014 video conferencing, Zoom, FaceTime, WhatsApp video, and e-signatures. With one of the most recent changes in Florida&#8217;s real estate industry, the implementation of RON (Remote Online Notarization), everything from viewing to closing can now be done 100% remotely and electronically. With that said, it&#8217;s important to mention that if you&#8217;re a foreign investor, you&#8217;ll very likely be subject to FIRPTA when you decide to sell.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>Can I view properties virtually before I move? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Yes, we can coordinate video call walkthroughs, Zoom calls, WhatsApp video, FaceTime, and detailed photos and videos of the properties you&#8217;re interested in, before you even arrive in the area. We strive to provide options for our clients and make their lives easier.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What should I know before moving to South Florida? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Important things to research include neighborhoods that fit your lifestyle, commute times, schools, local property taxes, and insurance, including hurricane coverage. After all, it&#8217;s Florida, so you&#8217;ll need hurricane protection, and depending on the location and elevation, you may also need flood insurance.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How does relocating affect my financing process? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Your lender may require additional documentation related to your new job or income, especially if you&#8217;re relocating for work. It&#8217;s a good idea to talk to a lender early in the process.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>Do I need to be physically present to sign at closing? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Not always. Depending on the transaction, there are options for remote signing \u2014 commonly known as RON (Remote Online Notarization) \u2014 or signing by power of attorney. However, this is something that must be discussed from the beginning, since the title company, and especially the lender, will have to approve this type of closing.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What documentation do I need if I&#8217;m coming from another country? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">Requirements vary from case to case, depending on your current status and the type of loan you&#8217;re applying for, if any. It&#8217;s important to consult a specialized lender to find out the specific documentation required for your case.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>How do I choose a neighborhood if I don&#8217;t know the area? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">The best approach is to start your search online. Ask yourself the following questions: What are your hobbies? What type of places, shopping, restaurants, or activities do you typically enjoy? How long do you want your commute to work to be? What price range do you feel comfortable with? Then your agent will be able to narrow down and refine the search based on those criteria and what really matters to you and your family.<\/p>\n        <\/details>\n\n        <details class=\"faq-item\">\n          <summary>What is FIRPTA? <span class=\"icon\">+<\/span><\/summary>\n          <p class=\"faq-answer-text\">The IRS worries that a foreign seller could take their sale proceeds and leave the country without paying capital gains tax. So instead of trusting the seller to pay later, the title company will typically withhold 15% of the sale price. There are certain exceptions and other details to consider. For more information, see the <a href=\"https:\/\/www.irs.gov\/individuals\/international-taxpayers\/definitions-of-terms-and-procedures-unique-to-firpta\" target=\"_blank\" rel=\"noopener\">IRS&#8217;s official FIRPTA page<\/a>.<\/p>\n        <\/details>\n      <\/div>\n\n    <\/div>\n  <\/div>\n\n  <!-- VIDEOS -->\n  <section class=\"faq-videos\">\n    <div class=\"faq-videos-inner\">\n      <h2>Video resources<\/h2>\n      <p>More information on video about the buying and selling process.<\/p>\n      <div class=\"faq-video-grid\">\n        <div class=\"faq-video-wrap\">\n          <iframe src=\"https:\/\/www.youtube.com\/embed\/8XISOZWRFD8\" title=\"MIGUEL MARIA TEAM video\" allowfullscreen><\/iframe>\n        <\/div>\n        <div class=\"faq-video-wrap\">\n          <iframe src=\"https:\/\/www.youtube.com\/embed\/Rbf-jPoUPng\" title=\"MIGUEL MARIA TEAM video\" allowfullscreen><\/iframe>\n        <\/div>\n        <div class=\"faq-video-wrap\">\n          <iframe src=\"https:\/\/www.youtube.com\/embed\/WPO_HTePgoY\" title=\"MIGUEL MARIA TEAM video\" allowfullscreen><\/iframe>\n        <\/div>\n        <div class=\"faq-video-wrap\">\n          <iframe src=\"https:\/\/www.youtube.com\/embed\/Gnx0fBF9FV0\" title=\"MIGUEL MARIA TEAM video\" allowfullscreen><\/iframe>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- CTA \/ CONTACT FORM \u2014 plain native POST, no JS\/fetch involved -->\n  <section class=\"faq-cta\">\n    <p>Have a question that&#8217;s not here?<\/p>\n\n    <form class=\"faq-contact-form\" action=\"https:\/\/formspree.io\/f\/xlgqgqjb\" method=\"POST\">\n      <input type=\"hidden\" name=\"_next\" value=\"https:\/\/miguelmariateam.com\/frequently-ask-questions\/?sent=1\">\n      <div class=\"faq-form-row\">\n        <input type=\"text\" name=\"first_name\" required placeholder=\"First name\">\n        <input type=\"text\" name=\"last_name\" required placeholder=\"Last name\">\n      <\/div>\n      <input type=\"tel\" name=\"phone\" required placeholder=\"Phone number\">\n      <input type=\"email\" name=\"email\" required placeholder=\"Email\">\n      <textarea name=\"message\" rows=\"4\" required placeholder=\"Write your question\"><\/textarea>\n      <label class=\"faq-form-consent\">\n        <input type=\"checkbox\" name=\"consent\" required>\n        <span>I agree to let MIGUEL MARIA TEAM use my information to contact me about my inquiry.<\/span>\n      <\/label>\n      <button type=\"submit\">Send<\/button>\n    <\/form>\n  <\/section>\n\n  <!-- DISCLAIMER -->\n  <section class=\"faq-disclaimer\">\n    <p>The information provided on this page is for general informational purposes only and does not constitute legal, financial, tax, or real estate advice. While we strive for accuracy, MIGUEL MARIA TEAM makes no representations or warranties about the completeness, reliability, or applicability of this information to your specific situation. Real estate laws, financing programs, and closing procedures vary by transaction and can change without notice. Before making any decisions, please consult a licensed attorney, mortgage lender, tax professional, or other qualified expert. MIGUEL MARIA TEAM and its agents are not liable for any actions taken based on the content of this page.<\/p>\n  <\/section>\n\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-8d2f15e3 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<p class=\"has-small-font-size\"><em>The information provided on this page is for general informational purposes only and does not constitute legal, financial, tax, or real estate advice. While we strive for accuracy, MIGUEL MARIA TEAM makes no representations or warranties about the completeness, reliability, or applicability of this information to your specific situation. Real estate laws, financing programs, and closing procedures vary by transaction and can change without notice. Before making any decisions, please consult a licensed attorney, mortgage lender, tax professional, or other qualified expert. MIGUEL MARIA TEAM and its agents are not liable for any actions taken based on the content of this page.<\/em><\/p>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-87b39ed8 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\"><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions Answers to the most common questions about buying, selling, and relocating to South Florida with MIGUEL MARIA TEAM. Buying Selling Relocation Buying a home What&#8217;s the first step to buying a home? + The first step is getting pre-approved for a mortgage with a lender. This shows you how much you can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"disabled","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-3270","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"office@miguelmaria.com","author_link":"https:\/\/miguelmariateam.com\/es\/author\/officemiguelmaria-com\/"},"uagb_comment_info":0,"uagb_excerpt":"Frequently Asked Questions Answers to the most common questions about buying, selling, and relocating to South Florida with MIGUEL MARIA TEAM. Buying Selling Relocation Buying a home What&#8217;s the first step to buying a home? + The first step is getting pre-approved for a mortgage with a lender. This shows you how much you can&hellip;","_links":{"self":[{"href":"https:\/\/miguelmariateam.com\/es\/wp-json\/wp\/v2\/pages\/3270","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/miguelmariateam.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/miguelmariateam.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/miguelmariateam.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/miguelmariateam.com\/es\/wp-json\/wp\/v2\/comments?post=3270"}],"version-history":[{"count":19,"href":"https:\/\/miguelmariateam.com\/es\/wp-json\/wp\/v2\/pages\/3270\/revisions"}],"predecessor-version":[{"id":4306,"href":"https:\/\/miguelmariateam.com\/es\/wp-json\/wp\/v2\/pages\/3270\/revisions\/4306"}],"wp:attachment":[{"href":"https:\/\/miguelmariateam.com\/es\/wp-json\/wp\/v2\/media?parent=3270"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}